Originally founded as Debix, AllClear ID is an identity theft protection company located in Austin, Texas and has been in this business since 2004. Their front-line product in the area of protecting its customers from this crime is OnCall Credit Monitoring. This is their own proprietary application that uses voice on mobile phones to provide alerts and advice when a customer’s identity information is at risk or has been compromised.
AllClear ID is known as the first identity protection organization that offers free services to their customers without any gimmicks, trial periods that require a credit card number, and without any contracts to sign. You simply get free basic identity theft services because the AllClear ID team believes that everyone should have access to products that help them protect who they are from thieves.
AllClear ID groups their services into two primary categories: Consumer Solutions and Data Breach Solutions. Consumer Solutions includes Adult Protection and Child Protection, while Data Breach Solutions provides what it calls actionable information when a customer has been victimized by an attack. These categories then are serviced by three service levels: basic, PRO, and mobile.
AllClear ID Monitors the Information Sources You Need
In their Basic package, AllClear ID provides fraud protection through advanced internet monitoring. This allows AllClear ID to recognize when personal data may have been stolen from you from your Social Security number, bank account numbers and passwords, to your other internet account logins and passwords.
In their PRO package, AllClear ID also provide credit monitoring services through the three major credit bureaus: Experian, TransUnion, and Equifax. You also receive a $1 million insurance policy to assist in the restoration of your identity should it be stolen, including legal fees, lost wages, and other identity restoration costs.
With the Mobile package, you have free access to a downloadable application that will notify you when your accounts or information have been reported stolen.
The Patented AllClear Alert System Makes an Impact
While most identity protection services have some type of message alert system, AllClear ID has the tightest, most efficient, and secure one in the business. This gives you the fastest alerts, the fastest response, and the fastest recovery from an identity protection agency today.
AllClear ID uses a secure network to check information on your credit file. If there is a change to your credit file, you are sent a message on your mobile phone to alert you that this has taken place. The message also includes the name of the creditor. If you recognize the change and know it is valid, all you have to do is confirm the alert.
When you receive an alert from AllClear ID, you have to pass not only a PIN number check but also a patented voice key check to make sure it is you. The event that triggered the message is either valid or fraudulent and you can quickly answer to both, with the latter initiating quick action.
Recovery Assistance Is Easy with AllClear ID
If you believe that you have been the victim of an identity theft event, your call is immediately taken by an AllClear ID licensed investigator, who will immediately begin to investigate your claim.
You get immediate alerts by phone from AllClear ID when there is a potential identity theft event. Instead of giving you a generic alert that tells you something is going on, however, AllClear ID provides you a complete report with the information you need to take action immediately.
AllClear ID also provides complete identity repair. You will have investigators working with you to make sure that your identity is completely repaired and restored from a theft event, providing you with a $1 million insurance policy to assist with costs you may encounter while repairing and restoring your identity.
AllClear ID is Easy to Use
Signing up for AllClear ID is easy! To sign up for the Basic plan, all you need to do is provide AllClear ID with your personal information to take advantage of their free program and start getting monthly reports about your identification and instant notifications. No contracts, no credit card information, and no trial is needed to take advantage of the Basic plan. You can sign up for that plan right here.
A more extensive application is required to sign up for the AllClear ID PRO Plan, which is a paid plan after a 30 day trial that requires you to enter a credit card number. If you are interested in signing up for the PRO Plan, you can sign up for it right here.
For business owners, AllClear ID offers data breach protection from start to finish. More than one quarter of all businesses report that they had at least one successful breach of their data within the past 12 months. If your data is breached as a business owner, time is of the essence. Stakeholders must be notified and advanced monitoring of your business’s credit and account lines must be activated. Any potential fraudulent attempts must be dealt with immediately, and AllClear ID is ranked the best in fraud resolution by Javelin Strategy & Research. This helps your business not only weather the storm of a data breach, but recover from it much more quickly.
What Else Does AllClear ID Offer?
ChildScan
This type of protection is extremely important because child identity theft could go undetected for years. Because a child doesn’t need credit and usually only has a social security number for tax purposes, a child identity thief can steal that number and use it to open accounts, get a job, and get medical insurance.
Stolen Wallet and Purse Support
This type of protection helps you to be able to prevent even more from being stolen from you should your wallet or purse be stolen. With one call to AllClear ID, you can authorize them to contact all of your open accounts to have them closed, stopped, or notified of potential fraud occurring because of the recent theft.
Pricing & Value
The AllClear ID Basic Plan is completely free, as is the AllClear ID mobile app. The AllClear PRO Plan, which includes the $1 million insurance policy to assist with identity restoration costs and triple bureau credit monitoring is $14.95/month after a 30 day free trial. If you are interested in a Business plan to protect yourself from a data breach, you can begin your quote process here.
Protect Your Credit Today
With AllClear ID, it doesn’t cost a thing to begin protecting your identity. Sign up for the Basic plan and start getting monthly reports that give you the definitive knowledge you need to know regarding your identity. If you need a little extra coverage, then be sure to sign up for the PRO Plan so you can take advantage of all the protections that AllClear ID has to offer. With AllClear ID, you will never have to worry about suffering a loss from identity theft ever again, so be sure to sign up for your preferred plan today!
